bajaj finance loan against policy

I got call from bajaj finance for personal loan, they offer 0% intrest loan and they asked me to buy a insurance policy of 80,000 rupees of SUD plan, dai chi union bank, so I buy it with credit card and they promise me to disburse the loan before the free look up period end, they make me fool for 2 months and on the date of FI and loan disburshment date thay asked me for 65,000 rupees extra and tell me the loan will clear after it, so basically don't trust on bajaj finance scheme

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