How to know if I have debts in Peru

If they tell you that you have debts or something similar in Peru, search on Google for "SBS debt report" or go here https://www.sbs.gob.pe/usuarios/reporte-de-deudas-sbs Here it will tell you if you have debts and what level of indebtedness you have. Most banks in Peru base their decisions on this, as well as their internal evaluations.