CreditRavento Loan App – Loan Disbursed Without Proper Application/Agreement

BEWARE OF CREDITRAVENTO LOAN APPLICATION I came across the CreditRavento loan application through an advertisement. I only went through the application/login process and did not knowingly complete a proper loan agreement or sign any loan documents. However, around ₹2,400 was credited to my bank account, and afterward I was asked to repay around ₹4,000 within a very short period. I was also pressured to make the repayment immediately. During the process, the application requested access to permissions such as Call Logs, Camera and Location, and I also uploaded a normal face photo. After receiving the money and seeing the repayment demand, I became concerned and checked other users' experiences. I found multiple reviews alleging similar issues, including harassment/blackmail and higher repayment demands. I have now disabled the app's permissions and removed the application from my phone. I have also reported my experience through the National Cyber Crime Reporting Portal. I am sharing my experience so others can be careful. Please verify the lender and all loan terms/documents before providing personal information or accepting any loan.