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Headline: Replied 'No' to a Money Deduction Message, and ₹1.70 Lakh Was Stolen from Bank Account Incident Details: * Victim: CA Vishnukumar Omprakash Agrawal (age 63), resident of Pride Enigma, Sutgirni Chowk. * Location: Chhatrapati Sambhajinagar (case registered at Jawaharnagar police station). * Financial Loss: ₹1,70,000 deducted across IndusInd Bank (₹10,000) and ICICI Bank (₹80,000) accounts, followed by further deductions. * Modus Operandi: Received unauthorized deduction alerts followed by an unknown WhatsApp message asking to reply "No" if he did not make the transaction. Replying "No" triggered the fraud without clicking any links or sharing OTPs. * Response: The victim froze both bank accounts and reported the case to the cyber police. How Hackers Gain Mobile Access: * Cybercriminals send WhatsApp messages embedded with hidden auto-execution malicious files. * Replying to the message activates the file, granting hackers complete control over the mobile device. Scam Prevention Tips: * Never reply to unknown numbers asking about money deductions. * Verify real-time account balances and statements directly through official bank applications. * Rely on official bank customer care alert features and independently verify transaction IDs.