Fake Fraud be aware of Credit wallet

I received an unsolicited message on WhatsApp from phone number [PHONE] under the name Pravallika Credit Wallet. The sender claimed that I have an overdue loan payment of Rs 3200 for a loan allegedly taken on 14 September 2026. They sent a phishing payment link cutt ly 0tM1PgMx directing to indiacredit wallet sllkcash com demanding repayment. The sender threatened to charge daily penalties, negatively impact my credit score, and harass my emergency contacts daily if I do not pay immediately. I have never applied for or received any loan from Credit Wallet or this individual, and no such funds were ever credited to my bank account. This is a fraudulent extortion attempt and illegal loan harassment scam. Please investigate this number and take appropriate legal action.