pls it' s real or geniune about Nexi loans

Dear sir/madam, you have been sent mail messages several times but you have always ignored them. Now we have 120 contacts from your list as well as office contacts. A WhatsApp group will be created with all of them, and your photo will be sent with the message that you took a loan and are not making payments. Your reference will also be called by the recovery head office, and inappropriate things will be said. You yourself will be responsible for this. If you don't want this to happen, please make the payment immediately. Thank you. NOTE - If even a part payment is updated today, none of this will happen.