scam on harassment

I was watching YouTube shorts, then suddenly a loan ad came and by mistake it was clicked and auto downloaded, then all the back back all programs were closed and after a while I saw that it was downloaded, then I don't know which app it is, so I clicked and opened it, then show that you are getting so much loan, what is the offer to go by clicking and then clicking? Did it come that your loan was approved & disagreed to your number UPI, shocked, then returned it the next day, then the call started [phone] and when will you pay the loan from another number, otherwise you will do this, they will do it, then I will make the payment, then I will make the payment, then I will make the loan payment, otherwise I will edit your photo and send it to all your groups and contacts. Then I complained to the cyber police and deleted all the data from the phone. It's all right.