This is definitely a scam.

This is definitely a scam. Payments never come through this way, and innocent people get cheated like this. To avoid this, block such SMS messages and don't get tempted by the amount shown. I also received this, blocked it, and never even touched the link. Otherwise, your bank account gets emptied, and all your personal data on your phone and linked to your Gmail account goes to hackers. Stay alert and cautious. Thank you, Raj Kumar